Get paid what you deserve.
We investigate and document the complete loss so the claim reflects the covered damage—not only what was identified during the carrier’s first inspection.
Comprehensive claim management experts
Your claim.
Your recovery.
Our fight.
Adjust First represents homeowners and business owners—not the insurance company. We document, prepare, manage, and negotiate serious property claims from beginning to end.
California · Arizona · Multi-state licensing · Se habla español
Document.
Prepare.
Negotiate.
★★★★★
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What happened to your property?
Choose the type of loss for focused guidance, or contact our team for a free claim review.
Level the playing field.
The insurance company has adjusters, experts, and claim procedures. Adjust First gives the policyholder experienced representation of their own.
We work for you.
A public adjuster is licensed to represent the policyholder. Our responsibility is to present and negotiate your claim—not protect the insurer’s financial interest.
See how we help
When the loss is serious, representation matters.
Fire, water, wind, and commercial property claims can become complicated quickly. Adjust First gives policyholders an experienced team to document the loss, organize the claim, and negotiate with the insurance company.
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60-second claim overview · Autoplays muted · Loops
What is a public insurance adjuster?
Your licensed advocate in the property-claim process.
Public adjusters are insurance-claim professionals who work exclusively for policyholders. We review coverage, assess property damage, prepare documentation, communicate with the insurance company, and negotiate the claim.
After a major loss, the burden of proving the claim generally rests with the insured. Adjust First helps carry that burden by organizing the facts, experts, estimates, inventories, and supporting documents needed to present the loss clearly.
See everything we handleHow we help
Experienced help for serious property losses.
Residential, commercial, fire, wildfire, water, wind, collapse, explosion, and other covered property claims.
Fire & wildfire claims
We document structural damage, smoke, ash, contents, additional living expenses, and other applicable coverages after a serious fire loss.
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Residential claims
From water and wind damage to major property losses, our team manages the claim while you focus on your family and recovery.
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Commercial claims
We combine claim, construction, estimating, contents, and business-loss expertise for owners facing complex commercial damage.
Explore this service →One coordinated claim team
Insurance knowledge and construction experience in the same room.
A serious claim can involve policy language, scope disputes, building codes, contents, temporary living expenses, business losses, engineering, and multiple experts. Adjust First coordinates the claim so these pieces support one complete presentation.
Meet the Adjust First teamPublic adjusters
Policy review, claim strategy, carrier communication, and negotiation.
Construction professionals
Damage scoping, repair methodology, estimating, and code-related considerations.
Contents specialists
Personal or business property documentation, inventories, and valuation support.
Claim support staff
Organized submissions, scheduling, follow-up, and communication throughout the process.
Professional estimating capability
Experienced Xactimate estimators on your claim team.
Xactimate is insurance-industry estimating software used to prepare detailed property-repair scopes and cost estimates. Our experienced estimators use it to organize the damage, quantities, labor, materials, and repair methodology in a format insurance carriers recognize.
- Detailed scopesRoom-by-room and component-level repair documentation
- Digital sketchesMeasurements, floor plans, and affected building areas
- Claim-ready estimatesQuantities, pricing, notes, and supporting documentation
- Stronger negotiationsA clear estimate designed to support the complete covered loss
Selected case studies
Documented results that show what thorough claim work can change.
These are actual outcomes and photographs preserved from the original Adjust First website. Every claim is different, and prior results do not guarantee a similar outcome.
Residential fire
Doctor
Insurance offer
$24,097.93
Final settlement
$831,421.45
+3,350%
Commercial fire
Restaurateur
Insurance offer
$2,737.33
Final settlement
$111,917.13
+3,988%
Commercial fire
Restaurateur
Insurance offer
$60,560.44
Final settlement
$639,013.63
+955%
Wind damage
Homeowner
Insurance offer
$56,102.06
Final settlement
$598,039.81
+965%
Commercial fire
Investor
Insurance offer
$849,613.89
Final settlement
$1,534,266.37
+80%
Commercial fire
Religious organization
Insurance offer
Not available
Final settlement
$2,100,000.00
Fair settlement
A clear path forward
We carry the claim burden with you.
We explain what comes next, organize the claim, and keep the policyholder informed while the evidence and negotiations move forward.
Review
We review the loss, policy, payments, estimates, deadlines, and the carrier’s current position.
Document
We identify and document applicable building, contents, living-expense, and income-related damages.
Present & negotiate
We organize the claim package, communicate with the carrier, and advocate for a fair resolution.
Who will represent you
Meet the people behind the claim.
Licensed public adjusters, contractors, insurance professionals, and claim coordinators working together for policyholders.
Frank Arbiso
Principal · Executive General Adjuster · General Contractor
Read complete bio →
Edward Hernandez
Public Adjuster · P&C Broker · General Contractor
Read complete bio →
Hector Rodriguez
Public Adjuster · AIC, AINS, AIS, CPPA, SPPA
Read complete bio →
Marisol Martinez
Office Administrator · Claims coordination
Meet the full team →In their own words
Policyholders and businesses describe the difference.
Testimonials reproduced from the original Adjust First website.
“We decided to retain Adjust First Public Adjusters”
On November 10, 2015, I suffered a major loss to my personal residence in Downey,CA. It quickly became evident that an expert would be required to obtain the maximum dollar amount allowable under my insurance policy. After reviewing several Public Adjusting companies, we decided to retain Adjust First Public Adjusters, as you came highly recommended. Your professionalism, dedication and profound knowledge as it relates to the insurance companies, was extremely crucial in our final settlement. I want to thank you for the wonderful way you were able to get additional funds from our insurance company and to cover the full cost of repairs. For these reasons, we strongly recommend the services of Frank Arbiso of Adjust First Public Adjusters.
— Edward R.
“Your knowledge, expertise, and genuine desire to achieve”
Dear AdjustFirst, On April 24, 2019, our property located at 4235 W. El Segundo Blvd. Hawthorne, CA 90250, suffered a fire. Our insurance carrier inspected the loss and felt that the damages were substantially under our deductible. I was quite surprised at their position to not cover our claim. A business associate recommended your services and as a result, the insurance carrier paid a substantial amount, including engineering, and environmental testing. Your knowledge, expertise, and genuine desire to achieve the maximum settlement amounts for your client have been exemplary. I want to take this opportunity to thank you and your staff for the great job done in settling our fire loss claim. It has been a pleasure to have worked with you during this difficult time. I would highly recommend the services of your firm to anyone who has suffered the misfortune of a loss and the resulting insurance claims process.
— Tacos Mexico, Inc.
“I would gladly recommend your services”
Dear Adjust First, I would like to take this opportunity to thank you for all your efforts and assistance in the adjustment and negotiation of our Malibu fire. It would seem that the Insurance Company threw every possible obstacle in our path to avoid paying our claim, but with your knowledge, patience, and reassurance, you were able to assist us and overcome all their objections. Before I hired you, I felt the insurance company was taking advantage of the situation. When I first spoke with you, I immediately felt that we finally had someone with the expertise to take on the insurance company and level the playing field. I witnessed you taking on the insurance adjuster and experts, and finally, someone was there to fight for me. You were able to negotiate a settlement of more than four-hundred percent above the initial offer. I think that without your assistance, we would still be negotiating with an insurance company that took on a more rigid and less friendly attitude as time went on. I would gladly recommend your services to anyone who is facing an insurance claim like ours.
— Kim Bubbs HBO, Universal Pictures, Lifetime
Original client documents
93 scanned testimonial letters are available to read.
We preserved the original letters so prospective clients can see the words exactly as they were provided.
Read testimonials and letters
Licensed in multiple states
Local service. Broader claim experience.
Adjust First maintains offices in California and Arizona, with senior adjusters holding public-adjuster licenses across multiple states.
Arizona
California
Nevada
Rhode Island
Texas
Utah
Businesses we've assisted
Trusted by property owners, organizations, and local businesses.
Original client and business references preserved from the Adjust First website.
Client logos rotate automatically. Hover over or focus this carousel to pause the motion.
Assemblies of God
Victory Outreach
Stereo City
Boost Mobile
Annex Training Center
Tacos Mexico
Pomona Body & Paint
Apostolic Assembly
Liberty Battery & Auto Electric
Tarte Tatin Bakery & Cafe
Claim Settlements
Real claims. Documented results.
A selection of Adjust First’s largest documented property-claim settlements.
Commercial Fire Damage
$2,100,000.00
Claim Settlement
Frank Arbiso
Commercial Fire Damage
$1,534,266.37
Claim Settlement
Hector Rodriguez
Commercial Fire Damage
$1,404,897.95
Claim Settlement
Edward Hernandez
Commercial Fire Damage
$1,302,400.00
Claim Settlement
Frank Arbiso
Commercial Fire Damage
$1,014,410.55
Claim Settlement
Hector Rodriguez
Residential Fire Damage
$945,953.21
Claim Settlement
Edward Hernandez
Residential Fire Damage
$831,421.45
Claim Settlement
Frank Arbiso
Industrial Fire Damage
$727,351.53
Claim Settlement
Hector Rodriguez
Settlements rotate automatically. Hover, focus, or use the arrows to pause and review.
Prior results do not guarantee a similar outcome. Every claim is different.
Immediate claim assistance
Speak directly with the Adjust First team.
For help with a property insurance claim, call or email us directly. Please include the property address, date of loss, type of damage, and current claim status.
Call our claim line
Talk with a claim professional.
Call(323) 244-6773For urgent matters, calling is the fastest way to reach our team.
Email your claim details
Send documents or a brief summary.
Emailclaims@firstadjust.comPlease do not include Social Security numbers, banking information, or other highly sensitive information.