Review your insurance policy
We review the declarations, insuring agreement, definitions, conditions, endorsements, limitations, and applicable duties after loss.
Comprehensive claim management
The experience and documentation your claim demands.
Adjust First properly presents the claim, fulfills policy requirements, documents building and personal-property damages, coordinates inspections, and negotiates with the insurance carrier.
Loss specialties
Help across the full property claim.
Residential and commercial policyholders turn to us after fires, water losses, storms, and other serious property damage.
Fire & Smoke
Structural damage, smoke, soot, contents, code upgrades, temporary living expenses, and business interruption.
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Business & Commercial
Buildings, tenant improvements, inventory, equipment, income loss, extra expense, and complex commercial coverages.
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Water Damage
Plumbing failures, interior finishes, hidden moisture, contents, mold-related issues, and necessary tear-out.
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Wind & Storm
Roofing, exterior systems, windows, water intrusion, debris impact, and storm-related interior damage.
Learn more →Our claim process
From policy review to final settlement.
The original Adjust First service process, reorganized into a clear sequence for policyholders.
Coordinate immediate assistance
We help the insured understand steps to protect covered property from further damage and coordinate the claim response.
Complete duties after loss
We prepare written notice, damaged-property inventories, supporting documents, and access for the carrier’s investigation.
Substantiate the loss
Engineers, contractors, environmental experts, industrial hygienists, contents specialists, and other professionals may be engaged when appropriate.
Prepare itemized estimates
We document the quantity, description, replacement cost, actual cash value, age, and amount of loss for building and personal property.
Submit and pursue the claim
Once the loss is cataloged, we prepare and present the claim and pursue a timely, equitable settlement.
Negotiate final settlement
We address the carrier’s scope, pricing, coverage, and payment positions until the claim reaches resolution.
Appraisal when appropriate
If the parties cannot agree on the amount of loss, the policy’s appraisal provision may offer a path to resolution.
Video claim center
See how experienced representation supports recovery.
Two short overviews explain our property-claim work and our established focus on serious fire losses.
20 seconds
Property claim overview
Fire, water, wind, and commercial claim support from first review through negotiation.
25 seconds · Audio
Fire-claim experience
A consumer-focused look at the parts of a fire loss that require careful documentation.
Handling the claim alone
The policyholder carries every requirement.
- Notify the insurer and track every deadline
- Prepare the complete damage inventory
- Coordinate repeated inspections and access
- Prove the amount and cause of the covered loss
- Evaluate the insurance company’s offer
With Adjust First
A licensed team presents the claim for you.
- Required claim notice and communications prepared
- Detailed building and contents documentation
- Carrier inspections coordinated
- Professional estimates and expert reports developed
- Settlement negotiated on the policyholder’s behalf
Understand the process
What working with a public adjuster can look like.
We review the policy and current claim status, identify documentation needs, organize the presentation, communicate with the carrier, and keep the policyholder informed.
Review
Policy, payments, estimates, letters, and unresolved concerns.
Document
Damage, quantities, repair scope, contents, and supporting records.
Present & follow up
Clear submissions, professional communication, and organized follow-through.
The Adjust First standard
Not louder. Better prepared.
Our goal is not to create conflict. Our goal is to create clarity—and a claim record that can withstand serious review.
Every material position should be traceable to the policy, the facts, the damage, and the cost.Policy
Coverage, endorsements, exclusions, conditions, and deadlines reviewed together.
Damage
Visible and less obvious consequences investigated, measured, and connected.
Scope
Repair methods, quantities, code requirements, sequencing, and trade coordination.
Support
Qualified construction and technical experts coordinated when the claim requires them.
Record
Submissions, responses, requests, and unresolved issues organized in writing.
Start with a conversation
Have a property insurance claim?
Tell us what happened. Our team will review the situation and explain your next steps.