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Edward Hernandez

Insurance and construction professional

Edward Hernandez

Public Adjuster · Property & Casualty Broker · General Contractor

Edward Hernandez brings more than 35 years of insurance and construction experience to the evaluation and negotiation of complex property losses.

California Public Adjuster #2C81991 California P&C Broker #0C81991 California General Building Contractor #1148595 More than 35 years of industry experience
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Professional profile

Experience that strengthens the policyholder’s position.

Edward Hernandez is a highly accomplished public adjuster licensed in 18 states, as well as a California-licensed Property & Casualty Insurance Broker and General Contractor.

Throughout his career, he has developed extensive expertise in evaluating complex property losses, preparing comprehensive damage assessments, and negotiating equitable settlements on behalf of policyholders.

His broker licensure provides a sophisticated understanding of policy language, coverage interpretation, underwriting principles, and risk management. Combined with his construction, restoration, and renovation background, Edward bridges the gap between insurance and construction disciplines.

By integrating technical construction expertise with claim negotiation strategy, he provides precise project scoping, defensible estimates, and well-supported claim resolutions while protecting the policyholder’s interests.

Complete credentials

Licenses, education, certifications, and affiliations.

The detailed professional information below is preserved from the original Adjust First website.

State public adjuster licenses 18 items
  • Arizona #3936822
  • California #2C81991
  • Connecticut #2936822
  • Georgia #3665606
  • Kansas #3936822
  • Kentucky #1299181
  • Maine #ADN464712
  • Maryland #3002738784
  • Michigan #1248233
  • Nevada #3922455
  • Rhode Island #3002600416
  • South Carolina #3936822
  • Texas #3060688
  • Utah #992399
  • Vermont #3002747945
  • Washington #1226949
  • West Virginia #3936822
  • Wyoming #570151
Broker and contractor licenses 3 items
  • Property & Casualty Broker — California #0C81991
  • General Building Contractor — California #1148595
  • C-5 Framing and Rough Carpentry — California #1148595
Insurance certifications and continuing education 10 items
  • 5-Hour Anti-Money Laundering with Anti-Fraud Awareness — ATC
  • 12-Hour Codes and Ethics Pre-License — America’s Training Center
  • 20-Hour Commercial Lines Broker-Agent — America’s Training Center
  • 20-Hour Personal Lines Pre-License Agent — America’s Training Center
  • 20-Hour Public Insurance Adjuster — America’s Training Center
  • Ethics in Insurance — BetterCE
  • Flood Insurance Overview — BetterCE
  • Review of Homeowners Insurance Coverages — BetterCE
  • Review of the Personal Auto Policy — BetterCE
  • Target Ethics — BetterCE
Insurance restoration certifications 3 items
  • CAL OSHA 10-Hour Safety Training
  • Fire & Smoke Damage Mitigation and Restoration — Horizon Consultants
  • Fire & Smoke Damage Restoration — IICRC
Professional affiliations 4 items
  • American Association of Public Insurance Adjusters — AAPIA
  • California Association of Public Insurance Adjusters — CAPIA
  • Insurance Appraisal and Umpire Association, Inc. — IAUA
  • Institute of Inspection Cleaning and Restoration Certification — IICRC

The Adjust First standard

Not louder. Better prepared.

Our goal is not to create conflict. Our goal is to create clarity—and a claim record that can withstand serious review.

Every material position should be traceable to the policy, the facts, the damage, and the cost.
01

Policy

Coverage, endorsements, exclusions, conditions, and deadlines reviewed together.

02

Damage

Visible and less obvious consequences investigated, measured, and connected.

03

Scope

Repair methods, quantities, code requirements, sequencing, and trade coordination.

04

Support

Qualified construction and technical experts coordinated when the claim requires them.

05

Record

Submissions, responses, requests, and unresolved issues organized in writing.

Start with a conversation

Have a property insurance claim?

Tell us what happened. Our team will review the situation and explain your next steps.

Request a Free Claim Review (323) 244-6773